Shopping around for a home loan or mortgage will help you to get the best financing deal. A mortgage--whether it’s a home purchase, a refinancing, or a home equity loan--is a product, just like a car, so the price and terms may be negotiable. You’ll want to compare all the costs involved in obtaining a mortgage. Shopping, comparing, and negotiating may save you thousands of dollars. (click on these links to the Federal Reserve Board site for additional information)
Obtain information from several lenders
Obtain all important cost information
Obtain the best deal that you can
Remember: Shop, compare, negotiate
Fair lending is required by law
Credit problems?
Glossary
Mortgage shopping worksheet
For more information
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